1. Cut up your credit cards and set a budget
2. Call the creditors and get your interest rates reduced
3. Add extra money to your budget
4. Put a plan into action when it comes to paying your debt
5. Chip away at your debt
6. Keeping things in perspective
7. Once you are out of debt you can spend, but you will be paying cash for your items
8. Stop eating out
9. Getting your documents organized will help you get out of debt
10. Be willing to sell your toys to help pay down your debt
Each week will be talking about each one of these steps to help you get out of debt.
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