Dec 15
Do you think that your credit score does not matter then think again? Your Credit scores will affect many aspects of ours lives. That’s why it’s important to keep your score as high as possible. Paying bill on time, and staying below you credit limits will help build and maintain your credit score. Here are …
Jul 06
Sure, credit card companies have glossy advertisements showing relaxed, happy vacationers using their Visa cards while dining in the luxurious, romantic restaurants. The truth is that the credit card companies really don’t care what you do for a living all they care about this making money on you. In order for the credit card …
Jun 27
Why is it important to have 3 revolving credit lines open? Credit bureaus give higher scores to people with at least three revolving credit card accounts. You will want to have a Visa card, MasterCard, American Express or Discover card. If you don’t have at least three then you need to open some. You do …
Feb 07
Why the 30 percent rule? Lenders want a fair assessment of whether you will repay your debt. You want to show the Credit Card companies that you fit the profile of someone more likely to repay the debt. The higher your utilization rate, the more credit bureaus assume you are financially strained. When people begin …
Jan 31
According to CNN Money credit cards will become like Vinyl Records. Mobile payments are expected to grow to $214 Billion by 2015. You can already use your iPhone, Droid or BlackBerry to buy a hotdog at the ballgame, buy your Starbucks latté, or give a friend a few bucks by Bumping phones. By the end …
Jan 24
As everyone knows that the last couple of years have been really hard with the economy and also with your credit score. There are alot of people who have lost their jobs or lost their homes during the Rescission, which can affect your credit score. Here are 7 Steps that will help build your credit …
Jan 10
When was the last time you pulled your credit report? Do you know what determines your score? Do you know how long items can stay on your report? All of these are good questions and if you know the answer to each one of them then you are keeping up with your credit report. If …
Jan 03
On Sunday mornings we always listen to the news as my husband gets ready for work. Sunday was January 2,2011 and they were talking about New Years goal. The subject that they were talking about was getting out of debt and the best way to do this. If you have high interest rates they want …
Dec 27
New Years day is Saturday and you are most likely thinking about what changes you want to make for the upcoming year. Every year I set what my New Years resolution is going to be and it will last the month of January then I give up on it and go back to my old …
Dec 06
A wise man once said, “You can often times learn more by your failures than you can your successes.” With that being said you can reflect on the areas that you struggle in so that you can learn from them. There are a few key items that I believe contributed significantly to the dilemma that …
