The last couple of years the American people have really struggled financially. No matter what kind of debt that you have there is hope that you can get out of debt. What you will want to do is get back to the basics. You will want to start to track your spending once you have done this for a couple of weeks you will see a spending pattern. You will cut down from that spending and use that money to pay extra on one of your credit cards. You will still pay the regular payments on your cards but one you will pay extra until that credit card is paid in full then you will move that extra money plus the min payment to the next card and you will do this until all your cards are paid in full.
If you need a copy of a spreadsheet to track your spending please email me at firstname.lastname@example.org