The Holiday’s are approaching really fast. This week is Thanksgiving and then Christmas will be here before we know it.
So many people get caught up in buying everything the kids want for Christmas and they put them on the cards.
When my kids were little my husband and I told each other that we would pay cash for Christmas. This way it revealed a lot of stress knowing that all the gifts under the tree were paid in cash and that we did not put them on any cards.
As you are working on getting out of debt and not putting Christmas on the cards you can set aside so much money each week so that by the December you will have Christmas Money.
Starting in Jan figure out how much you will spend on Christmas, then you can divide out each month how much money you will need to set aside.
As you do this by the time December comes around you will have the money for Christmas and will not fill stressed out on how you are going to pay for Christmas so then you just put it on the cards.
Christmas will be put in your budget and your life will be less stressful as the Holiday’s approach.